Sobre

• Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit). Provide succinct analysis based on customers, peers, the portfolio, and the industry. Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth. Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers. Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring. Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting. Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager. May act as an industry specialist with responsibility for SBA/EXIM loan analysis Strong English communication skills required (verbal and written) 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software. The ideal candidate must have extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis Bachelor's/University degree or equivalent experience Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------